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Medical Bills After an Accident: You Have Options

Getting hurt in an accident is bad enough. However, facing huge medical bills afterward can feel overwhelming. Many people don’t know they have options to deal with these costs. That’s why understanding your choices can provide hope during a difficult time. 

Don’t Panic About Medical Bills 

First, remember that if someone else caused your accident, they should pay for your medical treatment. Additionally, there are several ways to get medical care while your case is being resolved. 

Your Health Comes First 

Never skip medical treatment because you’re worried about the cost. Getting proper medical care right away helps you heal faster. Furthermore, medical records from your treatment help prove your injury case later. 

Payment Options for Medical Care: 

  1. Your Health Insurance Your health insurance should cover your treatment initially. Later, when you win your case, your insurance company gets paid back from the settlement.
  2. Medical Payment Coverage (Med Pay) If you have this coverage on your car insurance, it pays for medical bills regardless of who caused the accident. This coverage helps pay bills while your case is pending.
  3. Doctors Who Work on Liens Some doctors will treat accident victims and wait to get paid until the case settles. These doctors understand accident cases and often provide excellent care.
  4. Letters of Protection Your lawyer can send letters to hospitals and doctors promising they’ll be paid from your settlement. This allows you to get treatment without paying upfront.

Don’t Let Bills Pile Up 

Medical bills can add up quickly after an accident. However, don’t ignore them or let them go to collections. Instead, contact your lawyer right away so they can help manage the situation. 

Keep Good Records 

Save all your medical bills, insurance statements, and receipts for medications. These documents help prove how much your accident cost you. Additionally, they show the insurance company the full extent of your damages. 

Beware of Insurance Company Tactics 

The other driver’s insurance might offer to pay your medical bills directly. However, this can be a trap. They often stop paying when you need more treatment, leaving you stuck with big bills. 

Community Resources 

Many hospitals offer charity care or payment plans for people who can’t afford medical treatment. Additionally, community health centers often provide affordable care for families with lower incomes. 

We Help With More Than Just Legal Issues 

At the Law Offices of Roderick C. White, we understand that accident victims face many challenges beyond legal problems. Therefore, we help connect our clients with medical providers who understand accident cases. 

Your Rights Include Medical Care 

The law says that if someone hurts you through their negligence, they must pay for your medical treatment. This includes current bills and future medical care you might need. 

Don’t let medical bills prevent you from getting the care you need. Call us for a free consultation to learn about all your options. Remember, I GOT YOU! 

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The information in this blog post is general and should not be considered legal advice. Please contact our legal team directly for specific guidance regarding your unique situation.