Rear-end crashes seem “minor” – that’s exactly what insurance companies want you to think. 

Insurance companies love rear-end collisions. Why? Because victims underestimate their injuries and accept terrible settlements. Don’t be one of them. 

Why Rear-End Hits Cause Serious Damage 

Even at low speeds, rear-end impacts create violent forces on your body. Your car stops, but your body keeps moving forward until the seatbelt catches you. Then you snap backward hard. 

This whiplash motion causes: 

• Neck and back injuries (herniated discs, soft tissue damage) 
• Concussions from hitting the headrest 
• Shoulder tears from seatbelt force 
• Knee injuries from dashboard impact 

Moreover, symptoms often don’t appear for 24-48 hours. You feel fine at the scene, then wake up unable to move your neck. 

Insurance Company Dirty Tricks 

Despite clear fault, insurers use these tactics: 

💰 Quick lowball offers – Before you know injury severity 

🤕 “It’s just whiplash” – Minimizing serious injuries 

⏰ Settlement pressure – “Sign now or lose this offer” 

📋 Blame pre-existing conditions – Claiming pain was already there 

🚫 Delay medical approvals – Hoping you’ll give up 

Furthermore, they know most people accept inadequate settlements and move on. 

Critical Steps After Being Rear-Ended 

• See a doctor immediately (even if you feel okay)
• Document everything (photos of vehicles, injuries, scene) 
• Get the police report 
• Don’t give recorded statements 
• Keep all medical records 
• Don’t accept quick settlements 

The Settlement Trap 

Insurance adjusters call within days offering $1,500 to “make this easy.” They know: 

• You don’t understand injury severity yet 
• Medical bills will exceed that amount 
• Once you sign, you can’t get more money 

Moreover, whiplash injuries can require months of treatment costing $10,000+. That $1,500 offer suddenly looks ridiculous. 

At the Law Offices of Roderick C. White, we have over 70 years of combined experience handling rear-end collision cases across Texas, Missouri, Illinois, and Kansas. We counter insurance tactics and prove true injury values. 

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